The Illinois Consumer Coverage Disclosure Act (CCDA) requires employers to compare its medical coverage against Illinois’ list of essential health insurance benefits and disclose this information annually to its Illinois workforce. The disclosure’s purpose is to help employees make informed decisions about whether coverage through their employer or the individual market will best meet their needs.
The Illinois Department of Labor (IDOL) provides a model disclosure form, which has been updated for 2026. This Alert addresses the Act’s requirements and other related information, including guidance we received directly from the IDOL. This Alert is relevant for employers offering coverage to Illinois employees.
