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Personal Cyber Insurance

Protect your digital domain with coverage that clicks

Cybercrime hit new heights in 2024 with the FBI’s Internet Crime Complaint Center logging nearly 860,000 reports and staggering losses of $16.6 billion—a 33% surge from the previous year. Many assume their standard homeowners insurance has their back against digital threats, but the reality is most policies leave cyber risks off the grid. Some specialized carriers offer limited cyber coverage on homeowners policies, but with caps often maxing out at $10,000 or less, significant gaps remain.

That’s where personal cyber insurance steps in—providing full-spectrum protection to shield you from ransomware, data breaches, identity theft, and more. Stay secure in the digital age with coverage designed to keep your online life safe and sound.

Benefits of Personal Cyber Insurance

Specialized personal cyber coverage provides an extra layer of protection for the unique scenarios that create cyber loss.

  • Reimbursement for financial loss resulting from incidents of online and offline fraud and cyber extortion
  • Cyberbullying expenses, such as psychiatric care, temporary relocation, and a digital forensic analyst
  • Real-time cyberattack assistance
  • Data restoration
  • Dedicated claims advocacy helps resolve claims quickly and with as little disruption as possible
  • Identity theft protection and monitoring
  • Cyber extortion threat reimbursement
  • Access to cyber consultants
  • Cyber risk assessments and diagnostic tools
  • Crisis management and reputation restoration

73% of adults in the United States have experienced an online scam or attack

Source: Pew Research

Stay one step ahead of cybercriminals with the coverage you deserve.

Most of us live on our computers, tablets and smartphones, and we know there are criminals wanting to access our most sensitive data. Successful individuals and families make attractive targets because cybercriminals want the opportunity to score bigger paydays. As cybercriminals continue to devise new schemes, it’s important that you and your family are protected.

Cybercriminals are becoming more sophisticated.

Cybercriminals continually find new ways to target victims and earn bigger payouts. For example, one victim was browsing online when a pop-up window appeared stating their computer would be locked, and all files would be deleted unless a hefty ransom was paid with virtual, untraceable funds within 24 hours. These ransomware extortion threats happen nearly every day. 

Are you properly prepared?

We offer several solutions that can help protect you and your family from loss from some of the most common types of cybercrime including identity theft, credit card/banking fraud, and social networking scams.

Let us design your solution.

Cyber coverage may be available as a policy endorsement to your personal or commercial insurance program, or as a stand-alone solution. It is important to include both personal and business cyber risk management and insurance solutions as part of your overall insurance program.

Insurance Insights

2026 Homeowner Insurance Trends

From coastlines to the heartland, homeowners across the country are experiencing rising rates and a variety of insurability challenges.

Request an insurance review today!

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